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Investments
The accounts and strategies that power a FIRE portfolio: tax-advantaged accounts, taxable brokerages, and the index funds that go inside them.
401(k) and 403(b): Your First and Best Retirement Account
Employer-sponsored retirement accounts offer the best return on investment you can get: a guaranteed 50–100% match before the market does anything.
IRAs: The Flexible Retirement Account You Control
Traditional and Roth IRAs give you control over your investment choices. Learn the rules, contribution limits, and why the Roth IRA is the FIRE community's favorite.
Roth vs. Traditional: Which Wins for Your FIRE Journey?
Pay taxes now or later? The answer depends on your current bracket, expected retirement income, and how early you plan to retire.
Taxable Brokerage: The Bridge to Early Retirement
No age restrictions, no contribution limits. The taxable brokerage account is how most early retirees fund the years between leaving work and accessing their 401(k).
Index Investing: Why Simple Usually Wins
Broad market index funds consistently outperform most actively managed funds after fees. Here's why, and how to build a low-cost portfolio around them.